Musings of a Beautiful Mind


While the U.S. housing market and home lending levels in 2014 continued an uneven recovery from the Great Recession of 2008-2009, the recent developments of this year could see many of those gaps finally filled in as economic and job growth in the U.S. accelerates and consumers benefit from low inflation thanks to plunging gasoline and energy prices.

So if you’re buying or selling a home, or looking to make an investment in real estate, here are some things to watch for:

1. Better market for buyers

For middle class home buyers in the U.S., 2015 should be a better year with more inventory coming on the market, according to Jed Kolko, chief economist with in San Francisco. With recent home-price appreciation expected to begin to flatten out, current owners will have incentive to sell before prices dip again, Kolko said.

The median sales prices for single family homes…

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